. >> for those who are contemplating pays more for health insurance and contemplating instead paying less, obviously they will be more cautious. i think the fact that obama care has been a fiasco, a disaster of poor planning and incredibly poor executive leadership, is even more important. it tells people we can't have confident in the people running the government of this country. that has much more to do with shopping in the holiday season than the difference in the premiums. people are scared by it. >> but christmas shopping sales, ben. >> yes. it will affect holiday shopping sales, it will. >> has there been any polling on this? i'm sorry to ask the question. is there any polling on this? >> on what? >> how do we know any of this? listen, we have a lousy economy. we all -- >> so you're saying you know for a fact that people are -- >> well, people know that -- >> the u.s. retail federation says this will be the weakest -- it's not they are great einsteins, but the weakest season in five years. >> we have a lousy economy. we have a president that wants to raise taxes. obama care, t